THE FARM IS FOR SALE

Unfortunately, we were not able to get the level of horse business that we needed to keep the farm afloat, nor was I able to refinance due to filing a loss on the farm taxes last year.

Word of wisdom to those out there that claim your farm expenses on your taxes — if you plan on financing anything for TWO years, you won’t want to file a loss on your taxes even if you work a steady full time job because it will negatively impact your debt to income ratio and even if you have a ton of equity in your property, decent credit with no other debt, the banks still will not finance you.

So, we’ve put the farm on the market with River Rock Realty. Located just 36 miles from Knoxville and 7 minutes from I-75, it’s 20+ acres of pasture, woods with riding trails, and a creek. There’s also a large metal horse barn with 5 stalls – 12×12 stalls – and run in sheds. The house is a doublewide with three bedrooms, two baths – one with a jacuzzi garden tub – and a sunroom, and fenced back yard. The farm is listed for $175,000.00 and is a steal at that price. Tons of potential!

trail-picture

Horse Barn
Horse Barn
Front Pasture
Front Pasture

creek house-front house-big-tub house-master-bed

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Although the farm was a life-long dream I’d had ever since I was a little girl, if you can’t enjoy it because you’re stressing too much over finances then is it really worth it? No, it’s not – especially when you’re a worry-wort like myself.

This last year has been a year of tremendous ups and downs and a time of evaluating what happiness means to me, why I do what I do, and what I want in my life. So, I plan on downsizing quite a bit to get some financial freedom, and will be focusing solely on my own four horses, writing, and eventually giving lessons on a very limited basis.

Although at times it feels like the death of a dream still, I have to believe in the long run that I will wind up better and happier for it – and that’s what I’m focusing on!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Save Some Hay!

With as many horses as we have, I’m always looking at ways to save money. It’s expensive to keep nine head and a donkey, especially when you have to feed hay during the winter.

We have a regular cradle hay feeder for the horses that are in our back pasture. Although the cradle feeder does a great job at keeping the hay up off the ground, just like any other regular hay feeder, there’s a lot of hay that goes to waste.  A regular five foot round bale usually lasts around 4-5 days at best. That’s with 3-4 horses turned out full-time.

While I love the many different types of hay savers out there, and I’m sure they pay for themselves over time, the cheapest one I could find was $175-$200 by the time I paid for shipping. There’s been times I couldn’t afford that! Did I mention years of living hard have made me cheap?

I decided there’s got to be a cheaper way that’s comparable. Well, here’s what I came up with – total cost is $30 – a lot cheaper!

Our hay saver
Our hay saver

This is plastic barrier netting that you can find at any Home Depot or Lowes. The netting comes in different thicknesses and lengths. I chose a little heavier thickness, and the shortest roll they had as I only needed enough to cover the top of a round bale. One short roll was enough to cover 3 bales.

 

Round the edges
Round the edges

IMPORTANT – When you cut the length that you need, make sure you fold the end into itself, as the edges are a little sharp. By folding the end, you’ll have a rounded edge. 

I round the edge and then tie it on to the edge of the cradle with hay string. I leave it on the first 3-4 days and then take it off as they work their way down the hay bale.

While it might not save as much hay as the $200 versions, it definitely helps. This is the second year we’ve used this and on average, hay bale lasts 3-4 days longer.

This is a great option for anyone that feeds round bales and can’t afford the more expensive hay savers.